How to download your bank statement — SBI, HDFC, ICICI, Axis and any other bank

Every Indian bank lets you download statements from net banking, usually for free, usually in more than one format. The steps below cover the four biggest banks and the general pattern that works for the rest. But first, a decision that saves real time later.

First: PDF or Excel?

Most banks offer both. Which one you want depends entirely on what happens next:

If you can download the Excel version, do. Conversion tools — including ours — exist for the many times you can't: the client sent a PDF, the period is old, or the account is closed.

SBI

On mobile, the YONO SBI app also has a statement option under your account. SBI e-statements are password-protected — see how to open a password-protected statement. Converting an SBI PDF? See our SBI statement to Excel guide.

HDFC Bank

ICICI Bank

Axis Bank

Any other bank

Kotak, PNB, Bank of Baroda, Canara, Union Bank, IDFC FIRST, IndusInd, Yes Bank — the wording differs but the path is almost always the same four steps:

• Log in to net banking (the website usually offers more formats than the app)
• Open Accounts and select the account
• Find Account Statement, Detailed Statement or e-Statement
• Choose the date range and format, then download or email it to yourself

If net banking isn't set up, most banks will email a statement on request through customer care or their phone banking line, and every branch can print one.

Old statements and closed accounts

Net banking only goes back so far, and the limit varies by bank and account type. For anything older — or for a closed account, where net banking access usually ends with the account — you'll need to ask the branch that held it. Banks may charge a fee for older or physical statements.

Old statements from a branch often arrive as scanned or photocopied PDFs. Those can still be converted to Excel, but they're worth checking carefully afterwards; see below.

After downloading

• It's password-locked. Almost every bank locks e-statements. The rule for the password is in the bank's email or on the download page — here's how to open it.
• You need it in Excel but only have the PDF. Convert it — BankXL reads the PDF, splits debits and credits into columns, and checks every running balance before you download.
• You need it in Tally. See importing a bank statement into Tally Prime and bank reconciliation in Tally Prime.
• You're sending it to someone. It carries your account number and every transaction. Share it with people who need it, and don't forward an unlocked copy by email.

Bank-specific conversion notes: SBI · HDFC · ICICI · Axis · Kotak · PNB · all banks