Balance Proof on every statement · No AI · Nothing stored

Bank statements to Excel & Tally,
with every number proven.

Drop any bank statement — printed, scanned or digital. Every transaction is checked against the bank’s own running balance, then categorised into ledger heads, consolidated across accounts and matched to your invoices. Excel, CSV, JSON or Tally.

Convert your first PDFTry with sample PDF
30 free pages / month
No credit card needed
₹49 day pass — no subscription
Drop your bank statement here
or browse files
PDF only · Max 25 MB · nothing stored
OUTPUT FORMAT
38,000+
Transactions balance-checked
₹100 Cr+
In transactions verified
~5s
Median conversion
0
Statements stored
WORKS BY LAYOUT, NOT BY BANK LIST
SBIHDFC BankICICI BankAxis BankKotakPNBYes BankCanara BankBank of BarodaIDFC FirstIndusInd
Federal BankUnion BankRBLIDBIAU SFBChaseBank of AmericaWells FargoBarclaysHSBCCitiANZ
See all supported banks →
WHAT YOU GET

Your statement, ready for your books.

This is the Excel file BankXL gives you — ledgers assigned, debits and credits colour-coded, totals added, and every balance checked against the statement before you download it.

XSBI_Statement_Apr_bankxl.xlsx
ABCDEFGHIJ
1State Bank of India — Statement of Account
2RAJESH KUMAR  •  A/C: 30094417543  •  IFSC: SBIN0001234  •  Period: 01/04/2026 – 30/04/2026
3✓ Balance Proof — All 7 balance checks passed: every transaction adds up against the bank's own running balance. The closing balance matches the statement.
4#DateDescription / NarrationLedgerRef / Cheque NoTypeDebit (Dr)Credit (Cr)BalanceCheck
512026-04-01UPI/SWIGGY/FOOD ORDER/402918Staff Welfare402918UPI450.0049,550.00✓
622026-04-03NEFT/SALARY/ACME TECHNOLOGIES PVT LTDSalary ReceivedN093412NEFT82,000.00131,550.00✓
732026-04-05NEFT/RENT/R K PROPERTIESRentN094120NEFT25,000.00106,550.00✓
842026-04-07NACH/HDFC LIFE INSURANCE PREMIUMInsuranceNACH0071NACH/ECS3,200.00103,350.00✓
952026-04-10UPI/BESCOM/ELECTRICITY BILL/561203Electricity Charges561203UPI1,845.50101,504.50✓
1062026-04-12IMPS/PROFESSIONAL FEE/SHARMA AND COBank TransfersIMPS8821IMPS15,000.00116,504.50✓
11
12TOTAL — 6 transactions30,495.5097,000.00
Balance Proof: 7 of 7 checks passedOpening ₹50,000.00 → Closing ₹116,504.50
HOW IT WORKS

Upload. Check. Download.

About five seconds for a typical statement. No setup, no templates.

Upload your PDF
Any bank statement — digital, printed or scanned, locked or not. Up to 25 MB.
Every row read and checked
Each transaction is proven against the bank’s running balance and given a ledger. Anything that doesn’t add up is flagged.
Download, with proof
Excel, CSV, JSON or Tally XML — and a Balance Proof certificate if you want one for the file.
FEATURES

Built for the books, not just the spreadsheet

For CAs, finance teams and bookkeepers who have to stand behind the numbers.

Balance Proof on every statement
Each row is checked against the running balance the bank printed. The Excel file shows a tick on every row that adds up and flags any that don’t — with the amount it’s off by — plus a one-page certificate for your working papers.
How it works →
Twelve months, no gaps
Upload a year of statements for one account and every join is checked: each month must open where the last one closed. A missing month is named, with the amount unaccounted for; overlapping periods are counted once.
How it works →
Ledgers assigned automatically
Every transaction arrives posted to a Tally ledger head, decided by readable rules over the narration your bank printed. Upload your firm’s own mapping and the output lands in your chart of accounts.
How it works →
4 output formats
Excel, CSV, JSON & Tally Prime XML. Drop straight into Tally, Zoho or QuickBooks.
Pre-flight audit
Large payments, the same amount paid twice in a day, and cash near a statutory limit — flagged before you post.
How it works →
Every major Indian bank
SBI, HDFC, ICICI, Axis, Kotak, PNB, Canara, BoB and more — plus major US banks. A new layout is learned once, then remembered.
How it works →
Scanned and locked PDFs
Scans are read with OCR and checked the same way, so a misread figure is flagged, not hidden. Locked PDFs: just type the password.
How it works →
Deposits matched to invoices
One NEFT covering three invoices, matched by arithmetic — including the combinations.
How it works →
Nothing leaves, nothing kept
Parsed in memory by our own engine — no AI, no third party. Transactions are discarded unless you switch on history yourself.
About 5 seconds
The median conversion takes about five seconds, and long statements with hundreds of rows finish in seconds too.
CA-grade Excel
Ledger column, colour-coded debits and credits, Balance Proof banner, summary sheet, frozen headers, auto-filter.
Pay for what you use
30 free pages monthly, no card. Need more just once? A ₹49 pass covers 50 pages over 7 days — no subscription.
Team-ready
Invite your articles or partners. Shared usage, one subscription.
WHY BANKXL

Other converters extract. BankXL proves.

FEATUREBANKXLTYPICAL CONVERTER
Checks every row against the bank's running balanceYesRarely
Flags the exact row, and the amount, that doesn't add upYes—
Proof certificate for your working papersYes—
Tally XML with ledgers already assignedYesExcel / CSV only
Password-protected PDFs, no unlocking stepYesUnlock it first
One-off job without a subscription₹49 for 50 pagesMonthly plan
Priced in rupeesFrom ₹49Usually USD
DON'T TAKE OUR WORD FOR IT

Hide a payment. Watch it get caught.

Download these two sample statements and drop them into the free checker — no account needed. The second is the first with one GST payment cut out. A converter that only extracts hands both back as clean-looking spreadsheets.

PDFA clean statement
✓ All 19 balance checks pass
Download sampleCheck it free →
PDFThe same statement, one ₹18,720 payment removed
⚠ Row 9 flagged: off by exactly ₹18,720
Download sampleCheck it free →

Fictional bank, fictional company, real arithmetic. Your own statements work the same way.

FAQ

Frequently asked

All the major Indian banks — SBI, HDFC, ICICI, Axis, Kotak, PNB, Canara, Bank of Baroda, IDFC FIRST, IndusInd, Federal, Yes, RBL, IDBI, Union Bank, AU SFB and many regional and co-operative banks — plus major US banks such as Chase, Bank of America and Wells Fargo. If a layout is new to us, BankXL asks you which column is which once and remembers it.

Every bank statement prints a running balance. BankXL checks each row against it: the previous balance plus the credit minus the debit must equal the balance printed on that row. The result is written into your Excel file — a tick on every row that adds up, and a flag on any row that does not, with the amount it is off by. You can also download a one-page certificate for your working papers.

Every row is checked against the running balance printed on the statement: the previous balance plus the credit minus the debit has to equal the balance on that row. If a single figure is misread, the check fails at that row and it is flagged in the Excel file before you download it. Each file carries a Balance Proof line, and you can download a one-page certificate for your working papers. Scanned statements are checked the same way.

Your statement is parsed in memory by our own deterministic engine — no AI model, no external API, no third party ever receives it. It is never written to disk and is discarded the instant your download is ready. We do not keep your transactions either, unless you switch on conversion history in Settings so you can re-download later. That setting is off by default.

Yes. Cancel from your dashboard with one click. You keep access until the end of your billing period. No questions asked.

Yes. The free plan gives you 30 pages every month, no credit card needed. If you need a one-off, grab a ₹49 pass for 50 pages, good for 7 days.

Yes. Upload the locked PDF and type the password when asked — there is no separate unlocking step. The password is used once to open the file and is never stored. Not sure what your password is? Our free statement password finder works it out for SBI, HDFC, ICICI, Axis and more.

Yes. You get GST-compliant invoices via Razorpay. Email support@banlxlai.com if you need anything custom.

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Start converting.

30 free pages every month. No credit card. No commitment.
Just a one-off job? Grab a ₹49 pass — 50 pages, 7 days, no subscription.

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